KingsCover
Protecting Ministry. Empowering Mission.
At KingsCover we want to see every ministry protected by affordable, sustainable insurance.
We provide Church-focused insurance built for today’s realities. We are professional, mission-aligned, and proud to focus specifically on churches and ministries.
WHY KINGSCOVER EXISTS
A solution built for churches, on purpose.
Over the past decade churches across the country have experienced rising premiums, shrinking coverage options, and fewer insurers willing to serve ministries – particularly around property, liability, counseling, and protection of children and vulnerable adults.
KingsCover was created in response to the Texas Baptists search for a solution to help their member churches find a new insurance solution- One that is affordable, sustainable, and designed specifically for ministries.
KingsCover was built differently on purpose, with long-term ministry protection at the center.
WHY CHURCHES CHOOSE KINGSCOVER
Professional insurance. Shared mission.
Mission-Aligned Protection
We exist to protect ministries and enable mission, not simply to sell policies.
Church-Specific Products
Our coverage is designed around how churches actually operate – their ministries, volunteers, facilities, governance, and outreach.
Clear, Professional Process
We provide straightforward quotes, responsive service, and guidance from professionals who understand your mission.
Affordable and Sustainable by Design
Through strategic partnerships with church associations and conventions, we operate on a lean structure that dramatically reduces overhead, prioritizing affordability and long-term stability.
OUR INSURANCE SOLUTIONS
Coverage designed for ministry realities
KingsCover offers a comprehensive suite of insurance solutions designed specifically for churches and faith-based organizations, including:
Ministry Owned Property
Protection for sanctuaries, offices, classrooms, equipment, and contents.
Ministry Liability
Coverage for everyday ministry activities, events, and volunteer involvement.
Sexual Abuse and Molestation Coverage
Protection to help churches respond responsibly if a child or vulnerable adult is harmed in connection with ministry activities.
Pastoral Counseling Coverage
Coverage related to faith-filled counseling, care, and guidance ministries.
Directors and Officers (D&O) Liability
Protection for church boards, officers, and leadership teams.
Workers' Compensation
Coverage for church employees while serving in ministry roles.
Commercial Auto
Coverage for church-owned vehicles and transportation ministries.
Each program is tailored to the specific needs and operations of your church.
HOW IT WORKS
A simple, professional approach.
OUR PEOPLE AND APPROACH
Experienced professionals. Shared values.
KingsCover is served by a dedicated internal team of licensed insurance professionals who focus exclusively on churches and ministries. Our team understands ministry operations, governance, and risk – and works closely with churches to provide responsive service and thoughtful guidance.
By partnering with church associations and conventions, we build trusted relationships and reduce marketing inefficiencies, allowing us to focus resources on serving churches well.
TRUSTED BY CHURCH LEADERS
Church administrators, pastors, and board members choose KingsCover because they value professionalism, clarity, and mission alignment — and because they want insurance coverage built specifically for churches and thoughtful guidance.
Ready To Protect Your Ministry?
KingsCover Insurance Services, LLC is a member of the Risk Theory Insurance Services Family. Risk Theory, through its affiliates, has extensive history in building innovative insurance businesses tailored to niche markets – transforming concepts into successful, market-leading brands.