Customized Solutions
Customized Protection for Your Ministry
Commercial Property
Protects your church buildings, sanctuaries, fellowship halls, and ministry-owned property from damage due to fire, storms, theft, and more, so your place of worship remains a haven for your congregation.
Equipment Breakdown
Covers repair or replacement of essential equipment like HVAC systems, soundboards, or kitchen appliances, keeping your ministry running smoothly.
General Liability
Covers your church’s responsibility for injuries or property damage that may occur during services, events, or outreach, helping you serve your community with peace of mind.
Pastoral Counseling
Protects your church and pastoral staff against claims arising from counseling services provided by pastors, including those related to emotional distress or improper guidance during spiritual or personal sessions.
Directors & Officers (D&O) Liability
Protects pastors, elders, board members, and ministry leaders from personal liability related to decisions made in their leadership roles.
Sexual Abuse & Molestation Liability
Provides coverage for legal defense and settlements if your church is accused of sexual misconduct.
Employment Practices Liability (EPL)
Safeguards your church leadership against claims of wrongful termination, discrimination, or harassment.
Employee Benefits Liability (EBL)
Covers administrative errors in managing employee benefits, ensuring your team receives the care and coverage they need.
Automobile / Hired & Non-Owned Auto (HNOA)
Provides protection for church-owned vehicles and covers volunteers or staff using personal or rented vehicles for ministry purposes, from running errands to meal deliveries.
Cyber Liability
Protects your church from digital threats like data breaches or cyberattacks. This is especially important for ministries managing online giving, member data, or livestreaming.
Crime Insurance
Covers financial losses due to theft, fraud, or dishonesty, whether from outside threats or internal mishandling, so your church’s resources remain secure.
Workers’ Compensation
Supports your ministry team by covering medical expenses and lost wages if an employee is injured while serving, because caring for those who serve is part of your calling.
Inland Marine
Coverage for movable property such as musical instruments, sound equipment, or electronics that travel off-premises or are used at multiple locations.
Mission Travel
Provides medical and travel protection for individuals or groups traveling for ministry purposes, including emergency car, evacuation, and trip interruption as well as kidnap and ransom.
Flood
Protects buildings and contents from damage caused by flooding, which is not covered by standard property insurance.
Umbrella
Adds an extra layer of liability protection over and above the limits of your church’s existing policies, like general liability or auto, helping cover large claims that exceed those primary coverage limits.
Group Accident
Provides coverage for accidental injuries and medical expenses for church members, volunteers, and participants, including those in church run daycare or school programs or church sponsored activities.